Home Property Insurance
By concluding a home insurance contract, you give a sense of security to yourself and your family!

Fast, easy and personal

Additional discount for self-service


Appropriate protection and price


Wide selection of additional risk cover

Additional information and insurance terms

1. When insuring, choose All-risk Insurance that provides the widest insurance cover.
2. Choose a sufficient sum to insure your home property with according to its value.
3. Choose additional cover for portable property: home property insurance cover outside the place of residence.
4. When living on higher floors, choose a bigger sum of insured liability insurance to cover all claims for the apartments below in case of accident.
5. Read the insurance terms and conditions and ask customer service if necessary.

You can insure:
- residential and outbuildings;
- apartments and apartment ownerships;
- domestic property, i.e. movable property located at the place of insurance.

In the case of a building or apartment, the insured object is its structural elements and other important parts, e.g. interior decoration, technical systems, built-in furniture, etc. In the case of household property, the insured object is furniture, household appliances, clothes, leisure equipment, etc.

The place of insurance is a building located at the address specified in the insurance contract.
Home property (movable property located at the place of insurance) can also be insured outside the place of insurance within Estonia or another territory.

Insurance service information documents

Home insurance terms and conditions
All risks insurance
Terms and conditions No. EE1E-2
effective as of 20.12.2016

Terms and conditions No. EE1E-1
effective as of 17.06.2014 till 19.12.2016

Named perils insurance
Terms and conditions No. EE1F-2
effective as of 20.12.2016

Terms and conditions No. EE1F-1
effective as of 17.06.2014 till 19.12.2016

Terms and conditions No. 3D-1
effective as of 14.12.2010 till 16.06.2014 (in estonian)

General Insurance Terms and Conditions
Terms and Conditions No. GC 2019.0
effective as of 01.07.2019

Terms and Conditions No. GC-2012
effective as of 01.12.2011 till 30.06.2019

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