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+372 5 68 68 668

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Insurance intermediaries

Insurance agents and tied insurance agents are persons that are entitled to prepare and propose insurance products to you, enter into contracts and explain any insurance contract terms.

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Agendi nimetusKindlustusvahenduse eest vastutav isikReg.koodTelefoni numberE-post
AIEST KINNISVARA OÜAinar Holmberg109691443725114783aiestkv@gmail.com
AL KINDEL OÜKersti Pottmann123130003725178611alkindel@hot.ee
ANASTASSIA POTAPOVA OÜAnastassia Potapova127478853725073618potapova.anastassia@gmail.com
ANTAARES ASJaanus Kull100032353725116338antaares@antaares.ee
BRUNO REBANE FIEBruno Rebane115924813725094897bruno.rebane@gmail.ee
Cachet OÜHedi Mardisoo1456070237256639005hedi@cachet.me
Cansviar OÜAnna Semjonova145049743725288993info@cansviarinsurance.eu
Citadele Leasing and Factoring OÜPēteris Plaudis109257333727700115leasing@citadele.ee
Confido Kindlustusagent OÜHeiki Nurmeots16207134372 502 1565 heiki.nurmeots@confido.ee   
CHB Kindlustusagent OÜ  Priit Helm 16208642 372 509 1392 priit@chb.ee  
EEVI POKS FIEEevi Poks121755107449852199eevi.poks@gmail.com
eKool ASTanel Keres111604513725088357hello@ekool.eu
GALBID OÜMihhail Marukevitš106620153725077505galbid@mail.ru
HANSAAUTO OÜToomas Elmet104709213725047706toomas@hansareisid.ee
JELENA DMITROVA FIEJelena Dmitrova118132103725072457jel.dmitrova@gmail.com
K & R MOTOHOOLDUS OÜKadri Nugis119489893725046625kadri@kindlustuspartner.ee
KAITSE PRO ASViktor Revin101789923726446132info@kaitsepro.ee
LEDIN OÜJaanus Peri101521423725047318jaanus.peri@gmail.com
MARET VÄLJAK FIEMaret Väljak1180600237253328771maret.kindlustus@gmail.com
MARTINE OÜIrene Mustkivi115335093725289699kindlustusoy@gmail.com
NATALJA GRABAUSKAS FIENatalja Grabauskas117404853725020528grabauskas@mail.ru
NETWORK TRAVEL OÜAleksei Bartenev16161099372 5347 0644info@networktravel.ee
RAIVO OÜIlmi Mäemurd1156218437256624701ilmim@hot.ee, info@raivo.ee
RATIO CONSTAT OÜViktoria Vettšinova103189213725217227rc@estpak.ee
RIMMA MALAHHOVA FIERimma Malahhova1178783637255563053rimma.malahhova@mail.ee
REDLION OÜMonika Valk1458472037255688097monika.kindlustus@gmail.com
SVETLANA POTEMKINA FIESvetlana Potemkina1183319237255548329posvet21@gmail.com
TIINA TAFENAU FIETiina Tafenau118068933725073574tafenau@gmail.com
VAFA HAMDAMOV FIEVafa Hamdamov118366123725542789vafa.hamdamov@gmail.com
VIRGE TAMMARU FIEVirge Tammaru121605597451946570tammarukindlustus@gmail.com
GENNADI SMIRNOVGennadi Smirnov-3725011018sgi@hot.ee
MERIKE KONRADMerike Konrad-3725224420merikekonrad@gmail.com
LEILI KEPPLeili Kepp-37253338324leili.kepp.kindlustus@gmail.com
TOOMAS KÄRNER FIEToomas Kärner-3724555552toomas.karner@gmail.com
TT Baltics SIA Eesti filiaalElja Aleksandrova148718403724455006a.neudorf@tuibaltics.eu
JANA HELENDI FIEJana Helendi1471468337255912407kindlustus.poliis@gmail.com
Maakleri nimetusReg.koodAadressE-postWWW
1 KINDLUSTUSMAAKLER OÜ12768350Akadeemia tee 21/6, Tallinn 12618info@1kindlustus.eewww.1kindlustus.ee
AADEL KINDLUSTUSMAAKLERID OÜ10993769Meistri tn 20, Tallinn, 11214aadel@aadel.eewww.aadel.ee
ABC KINDLUSTUSMAAKLERID OÜ10590020Keemia tn 4, Tallinn 10615info@kindlustuseabc.eewww.kindlustuseabc.ee
ADVAN KINDLUSTUSMAAKLER OÜ14626424Aiandi tee 19/1 Viimsi alevik, Viimsi vald Harjumaa 74001priit@kasemaa.eu
AON BALTIC EESTI FILIAAL UADBB11915671Telliskivi 60n-63, Tallinn 10412aoninfo@aon.eewww.aon.com
AVOR KINDLUSTUSMAAKLER OÜ11730724Vabaõhumuuseumi tee 4c-35, Tallinn 13522info@avor.eewww.avor.ee
BALTO LINK, UADBB EESTI FILIAAL12240353Tartu mnt 50, Tallinn 10115tallinn@baltolink.eewww.baltolink.com
BCP KINDLUSTUSMAAKLER OÜ11200357Lõõtsa tn 2a, Tallinn 11415info@mkindlustus.eewww.mkindlustus.ee
CACHET INSURANCE BROKER OÜ14920263Kohtu tn 2-21 Tallinn Harjumaa 10130kalle@cachet.me
CHB KINDLUSTUSMAAKLER OÜ11327553Pärnu mnt 158/1 Tallinn Harjumaa 11318info@chb.eewww.chb.ee
CLEMENC KINDLUSTUSMAAKLER OÜ11353500Paavli tn 2a, Tallinn 10412info@clemenc.ee-
CREDO KINDLUSTUSMAAKLERID OÜ11495186Mäealuse tn 2, Tallinn 12618info@credokindlustus.eewww.credokindlustus.ee
DIRECT KINDLUSTUSMAAKLER OÜ12957252Telliskivi 57D, Tallinn 10412info@DirectKM.eehttp://www.directkm.ee
FIX KINDLUSTUSMAAKLER OÜ11091655Pikk tn 11, Pärnu 80010info@fixkindlustus.eewww.fixkindlustus.ee
FS KINDLUSTUSMAAKLER OÜ11455873Lennujaama tee 5, Tallinn 11101info@fskindlustus.eewww.fskindlustus.ee
GRECO JLT BALTIC GMBH12592796Viru väljak 2, Tallinn 10111k.ristikivi@greco.eu-
IIZI KINDLUSTUSMAAKLER AS10641929Telliskivi tn 60/2 Tallinn Harjumaa 10412info@iizi.eewww.iizi.ee
Inpro Insurance Brokers OÜ14778803Raua tn. 32, Tallinn 10152info@inpro.eewww.inpro.ee
KINDLUSTUSEST KINDLUSTUSMAAKLER OÜ10703702Suur-Patarei tn 2 Tallinn Harjumaa 10415info@kindlustusest.eewww.kindlustusest.ee
KINDLUSTUSMAAKLER TIINA NAUR OÜ11529005Juhkentali tn 52, Tallinn 10132tiina@naur.eewww.naur.ee
KOMINSUR KINDLUSTUSMAAKLER OÜ11111547Villardi 22, Tallinn 10136accounting@kominsur.eewww.kominsur.ee
LÕUNA KINDLUSTUSMAAKLER OÜ10763199Raekoja plats 20, Tartu 51004info@yhistupank.eewww.lkm.ee
MAI BALTICS EESTI FILIAAL UADBB12228932Narva mnt 5, Tallinn 10117maiestonia@mai-cee.com-
MARKS JA PARTNERID. KINDLUSTUSMAAKLERID OÜ10649842Keemia tn 4/Endla 69, Tallinn 10161marks@marks.eewww.marks.ee
MARSH KINDLUSTUSMAAKLER AS10195016Tartu mnt 18, Tallinn 10115info.estonia@marsh.comwww.marsh.ee
NB KINDLUSTUSMAAKLER OÜ11701510Rüütli tn 40, Pärnu 80011info@nbkm.eewww.nbkm.ee
OPTIMAL KINDLUSTUSMAAKLER OÜ10724710Toompuiestee 30, Tallinn 10149kindlustus@optimal.eewww.optimal.ee
PREMIUM KINDLUSTUSMAAKLER OÜ11590329Jaama 1a, Tallinn 11615maakler@premiumkm.eepremiumkm.ee
PRO KINDLUSTUSMAAKLER OÜ12740297Wismari 32a-13, Tallinn 10136prokindlustus@gmail.comwww.prokindlustus.ee
SMART KINDLUSTUSMAAKLER AS11491627Lõõtsa tn 2B, Tallinn 11415info@smartkindlustus.eewww.smartkindlustus.ee
TIIB KINDLUSTUSMAAKLER OÜ11622213Tammiku tn 18, Tallinn 10922info@tiib.eewww.tiib.ee
ULTIMA KINDLUSTUSMAAKLER OÜ12626472Pärnu mnt 139f Tallinn Harjumaa 11317info@ultimakindlustus.ee-
VAGNER KINDLUSTUSMAAKLER AS10174793Mõisa 4, Tallinn 13522info@vagner.eewww.vagner.ee
VANDENI KINDLUSTUSMAAKLERID AS10613620Tornimäe 7, Tallinn 10145info@vanden.eewww.vanden.ee
VECTOR KINDLUSTUSMAAKLER OÜ12598988Tuuleveski tn 4, Tallinn 10618aleksander@axendo.ee-
Agent nameThe person responsible for insurance intermediationReg.codePhone numberEmail
Supertours OÜAnastassia Karetina-Kotšura14803852+37258353633supertours24@gmail.com
EUROREIS OÜVladimir Tšužas14627168+37253411583vollihea@gmail.com
TRAVEL HOUSE OÜJanno Joona14717227+3725281169janno@soodsadreisipakumised.ee
DISCOVER BALTICS OÜ Aira Suvi10184811+3725076567info@discoverbaltics.ee
LEVITUUR OÜ Tatjana Levina10194134+3726306535levituur@levituur.ee
ALIKANT Osaühing Keisi Lokk10343936+3726622333info@atour.ee
EKSPRESSREISID TARTU OÜAino Kaljusaar10695693+3727441969info@expressreisid.ee
SPUTNIK OÜ Tatiana Oshchepkova10754958+3725228389sputnik@sputnik.ee
OKEAANIA TRAVEL OÜ Anžela Jakovleva10928677+37255666092info@okeaania.ee
SANTOUR NATALIA SAVUSTJAN Füüsilisest Isikust Ettevõtja Natalia Savustjan11002441+3723974015santour@hot.ee
INTERBRIDGE OÜ Valeria Kovaljova11012319+3726601500info@interbridge.ee
AQUABALTIC OÜ Mark Jefimov11112802+3725066960info@aquabaltic.ee
DIAMOND TRAVEL OÜ Monika Kannelmäe11164259+3726143000info@diamondtravel.ee
LONSO OÜ Nadezda Denisova11235367+3723370789info@lonso.ee
SLK COMPANY OÜ Vjatšeslav Spirin11276355+3725115725info@skytravel.ee
AFINA TOUR Osaühing Adelina Zubkevitš11353629+3725027481info@afinatour.ee
SAKVOYAGE OÜ Inna Fedotova11371277+37255502008info@sakvoyage.ee
ODYSSEY TRAVEL OÜ Ksenija Ljaševa11487790+37253073220info@odyssey.ee
UNION TRAVEL AGENCY OÜ Anita Zhukova11623075+3726270627info@uniontravel.ee
PANDION REISID OÜ Andrei Belokonov11922398+37256230702pandion@hot.ee
DIVEEST OÜ Pavel Kartašov11947688+3726011244info@travelhouse.ee
PRIME TOUR OÜ Svetlana Pavlova11968974+3725087707info@primetour.ee
ALBAMARE OÜ Irina Konstantinova12071212+3726617312info@albamare.ee
INDIGO TRAVEL OÜ Vladimir Škinder12190247+3725235274info@indigotravel.ee
SINU REISIBÜROO AB MATKAPUNKT TRAVELTOP OÜ Mait Unt10111054+3726616555matkapunkt@matkapunkt.ee
NOLTA-TUR OÜ Nonna Lonkina10111781+3726601299nolta.tur@neti.ee
ESTINTOUR OÜ Aleksander Tšerepkov10177811+3726461390info@estintour.ee
REISIGALERII OÜ Joel Randla11302684+37258077250joel@reisigalerii.ee
YES TRAVEL OÜ Jana Mitjakova11645444+3727114155jana@yestravel.ee
ASTOUR OÜ Svetlana Azamatova12557951+37255632797astour2@gmail.com
KOHTLA-JÄRVE VENEMAA KAASMAALASTE LIIT MTÜ Svetlana Solodova80189903+3723348043srskj@rambler.ru
UNIFAAR OÜ Vladislav Nesson10521964+3726450505unifaar@gmail.com
ESTINN OÜ Ruslan Netšajev11119425+37253330501info@estinn.com
KRAGEN AS Gennadi Krassavin10101765+37256693010info@reisiparadiis.ee
REISIBÜROO TRAVIBEST OÜ Iraida Skitiba10263410+3726466370travibest@travibest.ee
VAGAS KAKS TUHAT OÜ Galina Vassiljeva10691596+3723924367vagas@hot.ee
ORION REISID OÜ Rita Prohhorova10703381+3726310540info@orionreisid.ee
EMIRINTA TRAVEL OÜ Osaühing Jelena Muhhametšafikova10897095+37251947646emirintatravel@hot.ee
NIKOLO TRAVEL OÜ Juulia Parfenja11336921+3725541028info@nikolo.ee
HECATO REISID OÜ Heli Rohtla11727225+3725203141heli@hecatoreisid.ee
COMTOUR OÜ Urve Joost10049697+3726455925info@comtour.ee
VÕLUREIS OÜ Marika Ivanova10261629+3726442217info@volureis.ee
TURNEE OÜ Ekaterina Terentjeva10501335+3726485484info@turnee.ee
ALEKSANDR REISID OÜ Aleksandr Neizvestnyh10660526+3723925064areisid@hot.ee
EKSKURS OÜ Nadežda Prišvitsina11002309+3723924004ekskurs@hot.ee
LÜKONIJA OÜ Ljudmila Kondratenko11129949+3723374008info@lukonija.ee
RICHTOURS OÜ Veronika Lukjanova11190558+3723370405info@richtours.ee
VAATEVINKEL OÜ Madis Liivamägi11392693+37253947831info@vaatevinkel.ee
BRINGER BALTIC OÜ Andrei Milovidov11533969+37256457458kotka@tur24.ee
STARTOUR OÜ Andrei Mikituha11534992+37255690289info@startour.ee
DELTA TRAVEL OÜ Dmitry Moskalev11611706+3726443534accommodation@deltatravel.ee
RIO REISID OÜ Jekaterina Meinert11936710+37256262200info@rioreisid.ee
DIFFERIZE OÜ Liina Rukki12092881+37253440053info@tripme.eu
REISIKAUBAMAJA OÜ Jan Devjatko12206161+3726661157jan@reisikaubamaja.ee
SIESTA TRAVEL OÜ Olga Troitskaja12259157+37256614557siesta@siestatravel.ee
COMFORT TRIP OÜ Natalja Kotšergova12571848+3725139845nataljak@hot.ee
SUNNY HOLIDAYS OÜ Anželika Leštšenko10281566+3726272700info@sunny.ee
TRUNK-LINE BS OÜ Svetlana Vinogradova10478145+3726311796info@baltic-breaks.com
ALFA-TOUR Osaühing Victoria Kalinyak10810326+3726440419alfatour@infonet.ee
LORITA REISIBUROO OÜ Liubov Alekseeva10895280+3723572516lorita@lorita.ee
LEON TRAVEL OÜ Svetlana Petrenko11099013+3726410132leontravel@leontravel.ee
KIDY TOUR OÜ Gvidas Aukštuolis11324349+3725081039info@kidytour.ee
FELIZAFINO OÜ Aleksandr Butussov11382418+3723924408alek007@hot.ee
MERIDIAN TRAVEL OÜ Olga Žukauskiene11382944+37256151518info@meridian.ee
GRAND LOGISTIC GROUP OÜ Aleksandr Ponjatenko11414804+37253320397spaiker@hot.ee
A&B DESIGN GROUP OÜ Jelena Bodrova11675882+3725282844info@svtours.ee
OBERLEX OÜ Irina Nikolajeva11731847+3725289126oberlex@yandex.ru
WÕRO BÜROO OÜ Kerstin Mõttus10081364+3727825619woro@estpak.ee
SURFING TRAVEL Osaühing Julia Petrov12451570+37255512872surfingtravel.eu@gmail.com
REISILINE OÜ Artjom Izvekov12499329+3725126467info@reisiline.ee
MAGIC-BÜROO OÜ Tatjana Ušakova10166463+3726482102info@magictour.ee
FROMTE OÜ Raivo Tera10320941+37256643566info@fromte.ee
RDOM-TT OÜ Elena Romanenkova10351953+3727344892elenrom@mail.ru
BALTIC KUURORT GRUPP OÜ Ludmilla Venzeleva10554550+3726419964veles.travel@veles.ee
BALTICLAND OÜ Marina Brehhunova10580895+3723594059land@estpak.ee
SERENE REISIBÜROO OÜ Nikolai Smirnov10692022+3723572577serenaest@mail.ru
NARVA TOUR OÜ Jelena Soostar11435907+3723571210info@narvatour.ee
NEFERTITI TRAVEL OÜ Ljudmila Bogdanova11481505+3723570180nefertiti.travel.est@gmail.com
BEST TRAVEL OÜ Aleksandr Turov11483384+3726023780info@besttravel.ee
TUULE TRAVEL OÜ Ester Antsov11379907+37256577667info@tuuletravel.ee
BALTI PUHKEMAJAD OÜ Julia Kamõšanova10092188+3725024161keytravel@lennureisid.ee
GOTRAVEL Aktsiaselts Andrus Rõigas10113159+3726310110gotravel@gotravel.ee
KAITSE PRO OÜ Viktor Revin10178992+3726446132info@kaitsepro.ee
AKSA OÜ Oleg Agarkov10182924+3726613038travel@aksa.ee
MINIMATKAD OÜ Olaf Lukk10241911+3725159832info@minimatkad.ee
HANSAREISIBUROO AS Toomas Elmet10271993+3727420521info@hansareisid.ee
VIISUM PLUSS OÜ Margarita Prahnikova10399569+37253413586visum@hot.ee
OIKUMENA OÜ Svetlana Kondratjeva10459107+3725119681info@oikumena.ee
LENTUUR OÜ Svetlana Undusk10484803+3726461456info@lentuur.ee
SCANDINAVIAN TOURS OÜ Roman Hagi10658344+3726271211info@scandinaviantours.ee
LJUNA TOURS OÜ Ljudmilla Kasjan10780849+3726217125kasjan@ljunatours.ru
ARGONIA Osaühing Vera Razumova10854269+3723356786argonia@mail.ru
LARISSA TRAVEL AGENCY OÜ Larisa Moraru10890940+3726004159info@larissatravel.ee
KINDLUS TOUR OÜ Jevgeni Olenin11002634+37255610662info@kindlustour.ee
VARES REISID OÜ Valeriy Vares11109378+3726651020s@vrs.ee
BT AGENCY OÜ Anna Morozova11359916+37258508004bt-agency@hotmail.com
SERENO REISID OÜ Tiina Tedresaar11476823+37253540160serenoreisid@hot.ee
VEGA TOURS Osaühing Irina Denissenko11674345+37253585831larissa@vegatours.ee
JUVENTA TUUR REISIBÜROO OÜ Irina Komarova12032436+37256907060info@juventa.ee
GRAND TOURS INTERNATIONAL CORPORATION OÜ Irina Bušujeva12512774+37255529818saakfond@hot.ee
BALTIC COUNCIL FOR INTERNATIONAL EDUCATION MTÜ Jevgenijs Govors80247921+3726998300tallinn@balticcouncil.org
RAHVUSVAHELISE KAUBANDUS-JA REKLAAMI VAHENDUSE OÜ Ivo Hillermaa10109072+3726464075tour@rkrvreisid.ee
MEIEREISID OÜ Eike Kaljus11116349+3725282666eike@meiereisid.eu
ERDIMAN OÜ Tõnu Viks11542448+3725094745erdimanoy@hotmail.com
TARTU REISIBÜROO OÜ Kädi Kuslap10287327+3727344190info@tartureisiburoo.ee
PRODES OÜ Oleg Mozessov10905618+3725094043info@onlinereisid.ee
INVISA FIDUCIARY SERVICES OÜ Timur Abramov12016928+3726181271info@ifs-estonia.com
ARKORIS TOURS OÜ Jelena Nižnik11505074+37255625652info@arkoris.ee
ABZ REISID OÜ Lennard Piller10563299+37256457381info@abz.ee
TRAVELHIT OÜ Inga Semindeikina14107061+3726013331inga@travelhit.ee
CLUBS TRAVEL OÜ Julia Panina10746676+3725222900julia@clubstravel.ee
T GRUPP AS Ingmar Roos10396045+37212550info@tpilet.ee
TRAVEL SILVER DREAM OÜ Olesja Štšukina14141916+37255687637silvernarva@gmail.com
TOUR OPERATOR OÜ Marvin Veeroja11547032+37258982838reisitellimused@gmail.com
OKEAANIA OÜ Marina Davõdova14183033+3725515531nadezda18@starline.ee
MK PÄRNA OÜ Mart Ansberg14120179+3725298135jarvareisid@gmail.com
STORK TOUR OÜ Dmitri Leleka14134299+37258478858storktour@online.ee
TRAVEL24 OÜ Juri Sidorenko14084940+37258185389info@travel24.ee
TRAVELPRO OÜ Marina Rumjantseva14007224+3723370007info@travelpro.ee
VIXDAAM OÜ Vivian Kartsepp14101609+37251996824kartseppvivian@gmail.com
KEELEREISID EESTI OÜ Gerri Vihman12413279+3725280524team@keelereisid.com
SAONA TRAVEL OÜ Sigrit Tutt14366868+37255573513info@saonatravel.ee
TRAVEL AGENCY EST OÜ Olga Gavriš12874365+3726606657info@travelagency.ee
TRAVIZIA OÜ Raivo Pihu12613908+37256997070info@traviziatravels.com
OLELUKOE FANTAZIJA OÜ Tatjana Glückmann12492675+3725548878info@olelukoe.ee
MAINEDD OÜ Virve Toom10307113+37259084365info@mainedd.ee
Miratours OÜMaksim Guitov14861607-info@miratours.ee
Melina Travel OÜOlga Tsumakova14883670-info@melinatravel.ee
AMAZONAS REISID OÜIvo Tšetõrkin11460710+3725160225info@amazonas.ee
CHAMBER OF TOURISM AND MARKETING RUSSIAN EXCLUSIVENadezda Thackray12557788+37255578519tourchamber@gmail.com
NOVELL REISIBÜROO OÜSvetlana Shchukina12316470+37255570444svetest1981@gmail.com
PRIME TOUR OÜSvetlana Pavlova11968974+3726030280nfo@primetour.ee
RAISSA LABENSKAJA FIERaissa Labenskaja11809495+3726332356paetur@hot.ee
SLK COMPANY OÜKristina Krassavina11276355+3726207507info@kristina-tours.ee
TRUNK-LINE B.S. OÜSvetlana Vinogradova10478145+3725536547info@baltic-breaks.com
BALTIC TRAVEL GROUP OÜVladislavs Korjagins11118325+37226640261marina.komarova@btgroup.ee
LUCKYTRAVEL OÜJelena Parhomenko11223507+37255688365jelena.parhomenko@gmail.com
NIKAL TRAVEL OÜMihkel Tasa12440939+3726160111info@nikal-travel.ee
COMPANION DREAM OÜAleksei Smelov 378051222214463620+3726051801info@companiondream.ee
WORLDINSIDE OÜJekaterina Šapovalova 4870415027612705214+37258155655info@hellomir.net
REISIRAKETT OÜJanus Paurman 3890528037811559101+37256604379info@reisirakett.ee
FIORE TRAVEL OÜMarju Elster 4770122028814154793+3725074994info@fioretravel.ee
SCANBALT EXPERIENCE OÜOlivia Olkkonen 4820802031911430896+3724550198052info@scanbaltexperience.com
VENDERLOO VEOD OÜKalvin Eisenschmidt 3690930421211891628+3724471092info@venderloo.ee
VIISAEKSPERT OÜVictoria Kalinyak 4840102004012892618+37258481213info@viisaekspert.ee
TRAVELFAN OÜArina Rudakova 4920117029514845617+37255507852rudakova.ariina@gmail.com
YOLOTRAVEL AGENCY OÜTeele Paalme 4850429024911095558+37258055223teele@yolotravel.ee

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Insured risks

We indemnify in BTA traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.

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