Accident insurance claims

Quick and easy claims handling!

What to do in the event of an accident?

1

Make sure your health and life are not in danger, call an ambulance if necessary

2

Contact a medical institution within 3 days at the latest

3

Fill in the application and send it to BTA with the necessary documents

4

We will review your case as soon as possible and notify you of the decision

Report a claimcase

90% of our customers are very satisfied with claims handling and say that BTA resolves claimcases quickly and to a high quality.

Accident details

Additional information and claim documents

In order for us to begin processing your case, please send us a signed statement of damages. In addition to the application, the following are required:
1. Medical documents (EMO Patient Card, extracts from Patient Portal www.digilugu.ee, etc.), indicating the exact diagnosis and duration of treatment
2. When applying for medical expenses (if you have insured medical expenses): documents certifying medical expenses (invoices, checks, copies of payment orders, etc.)
3. When applying for a daily allowance (if the daily allowance is insured):
Tax and Customs Board certificate of income (net income) for 12 calendar months immediately preceding the calendar month of the accident
A copy of the certificate of incapacity for work or a corresponding extract from the state portal www.eesti.ee
4. Report of an accident at work if the accident occurred at the workplace or in the performance of work duties

{{coveredPopup.title}}

{{coveredPopup.description}}

{{item.badge}}
{{item.title}}
{{formattedPrice(item.price)}}
{{item.title}}
{{sparsePrice(price, true)}} €

{{coveredPopup.title}}

{{coveredPopup.descriptionCasco}}

{{coveredPopup.descriptionMtpl}}

Deductible Casco
{{title | translate}} {{value}}
Insured risks

We indemnify in BTA traffic damage caused by the party who has taken out motor insurance and the cost of medical treatment for third parties (owners of other vehicles, cyclists, pedestrians) and damage to property of third parties.

{{coveredInfoTextMtplWithRoadAssistance}}

{{value | translate}}

{{coveredPopup.title}}

{{coveredPopup.description}}

{{translation('one_property_covered_deductible')}}{{coveredPopup.deductible}} €
{{translation('one_property_covered_risks')}}
{{localized(value.tooltipDescription)}}

Let us remind you

{{productReminderMessage}} {{productReminderDate}}.

Agree to receive marketing and special offers
popup_year_of_driver_license
btar_popup_vehicle_data

{{ fieldsPopupHeading }}

{{ cmsFields.youngestDriver.label }}
btar_age_not_in_range
no_youngest_driver_age_error_message
{{ cmsFields.drivingExperience.label }}
no_driving_experience_error_message
{{ cmsFields.territory.label }}
no_territory_error_message
{{ cmsFields.drivingExperienceLessThanThreeYears.label }}
no_driving_experience_lt_3_years_error_message
{{popup.textTitle}}
Please wait!

We need few seconds to calculate best prices for you, you don’t even have time to read this message :)

Upload vehicle photos

Uploading pictures is easy! Upload pictures of the vehicle immediately and full insurance coverage is guaranteed.