Recreational craft insurance is similar to CASCO insurance of your vehicle – it provides insurance protection and protects from considerable losses in different unexpected situations and events.

Liability insurance of recreational craft protects your boat on the water, while released and taking out from the water, transporting the trailer or when it is moored at the quay.

Liability insurance of recreational craft owners is similar to MTPL insurance of your motor vehicle – it protects you from unexpected expenses in the event of causing damage to other person as a result of a water traffic accident.

3 important reasons to insure your boat:

1. It is wise to hedge the risks that are coming with sea journeys. The most common accidents are water traffic accidents – running aground, collision with an underwater object, facility or another ship and also the weather accidents. There are also fire accidents, robbery and other vandalism acts. It is wise to insure because those accidents can cause large losses.

2. Recreational craft insurance is also an obligation. In addition to meeting the requirements for the leasing companies, there are ports in the world, where while entering the harbour the recreational craft insurance is required. Also, you can’t take part in many regattas without liability insurance. For example, in the best known regatta in Estonia, Muhu Väin, it is obligatory to have a liability insurance with a minimum amount of 200 000 Euros.

3. There are more and more people who are using boats for fishing, doing sports or simply for leisure. Water traffic is already very intense in some places, such as Emajõgi and Peipsi lake. Due to the growth of the number of boats, the water accidents have increased as well.

BTA offers good protections for your boat!

1. We have more than 20 years of experience in securing boats and we are in the leading position as marine insurance providers. We have secured the  Estonian Maritime Administration, Estonian Pilot and Estonian Rowing Association ships and small vessels.

2. We can offer you competitive recreational craft insurance against various risks and if desired, a variety of additional protections.

3. Our experienced experts are handling claims quickly, easily and comfortably.

Have a look at the insurance terms and conditions, because it’s safer to be insured!