Our car helps us accomplish and manage incredibly much. The value of the car is appreciated especially at the moments when something bad happens, for example, a falling branch damages the windshield, you accidentally scratch the car, or some other mishap occurs. Take care of your car and protect yourself from unforeseen expenses by purchasing CASCO insurance. We offer a wide range of insurance protection, favourable conditions, professional service and additional bonuses!
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|Destruction of the vehicle||
If the prevention of damage created as a result of any of the risks mentioned in CASCO rules exceeds 70% of the actual value of the vehicle at the moment of the occurrence of the insurance event.
|Risk of burglary||
Robbery of the vehicle or an attempt to steal the vehicle connected with violence or threats of violence.
|Risk of theft||
Secret or public vehicle theft or an attempt of theft if the vehicle has been moved from its place of parking.
|Risk of traffic accident||
A collision with another vehicle, obstacle, pedestrian, animal or other object in traffic or other place where driving is possible, as well as the rollover, falling (e.g. from a bridge, etc.), sinking or breaking through the ice of a vehicle in motion.
|Risk of fire||
The impact of fire, smoke, soot and extinguishing operations on the vehicle
|Risk of natural disasters||
Damage of the vehicle caused by storm, flood, lightning and hail, as well as the damage caused by falling objects created by the impact of these natural disasters.
|Risk of glass breakage||
Mechanical damage of the glass of the windows of the vehicle
|Risk of animals||
Compensated will be damage, which is caused by collision with an animal.
|Risk of falling objects||
Damage caused by falling objects.
|Risk of illegal activities of third parties||
The destruction, damage, theft of parts or additional equipment of the vehicle carried out by third parties.
|Additional free coverage "Roadside Assistance" providing such assistance in unforeseen circumstances on the road:||
|24 Hour Assistance|
|Technical Assistance on the Road||
If you can not continue your trip due to an accident, BTA Assistance service will help you – a professional will consult you on the damage and will perform the following on-the-road repairs:
|Delivery of Fuel||
The delivery is free of charge, but you will have to pay for the fuel.
|Transportation to a Service Center||
If you can not continue the trip due to an accident and the damage can not be repaired on-the-road, BTA Assistance service will transport your car to the nearest service centre. If your car has the manufacturer’s warranty, during the working hours of the dealer’s service centre we will take it to the nearest dealer’s service centre and outside the working hours – to the nearest guarded parking place of the dealer’s service centre.
If you can not continue the trip with your car and the auto assistance service has towed it away, we will transport you and your passengers to the selected place within the 60 km distance from the place of accident. The maximum number of persons to be carried – 9.
If your car has been towed away by the BTA Assistance service and it is being repaired, within one day we will replace it with the lease car until the problem, which is keeping your car off the road, is solved. The lease car is provided free of charge for up to 3 days. The class of a rental car is determined in accordance with the class and equipment of your car; however, it will not be higher than compact class.
|Filling in the Coordinated Accident Statement||
In case you have had a minor roar traffic accident, and the circumstances according the Road Traffic Regulations allow producing the agreed statement of facts, then call +372 5686 8668 and receive guidance on how to fill in the agreed accident statement. In case of necessity, BTA Assistance service will also help you with filling the statement on site.
|For additional cost such risks can be insured as well:|
|Prevented usage insurance||
During the repairs of your car, you may receive a substitute rental car.
|Replacement value insurance||
In case of vehicle theft, burglary or destruction the compensation of the losses will be equal to the value of a new, equivalent vehicle; the insurance is in force if the time period since the first day of registration of the vehicle does not exceed 1 years and the kilometrage does not exceed 30 000 km.
It is possible to insure luggage which is transported in vehicle.
|Repair at the service centre selected by the customer||
The opportunity to repair one's car at the selected service centre.
|Performance of specialized work||
Covers damages caused by loading and unloading, including when the vehicle overturns or the load falls down on the vehicle.
|Insurance of lease payments||
We indemnify leasing payments up to 3 months if legal holder of the vehicle - lessee starts ambulatory or inpatient treatment and will be incapable of work due to bodily injuries obtained as a result of an insured event for more than 7 (seven) consecutive days.
|Insurance of lease value||
In case of an insured event insurance of the lease value will compensate the residual value of a leasing vehicle.
The territory of validity of the CASCO policy can be chosen according to one’s own wishes and needs:
When travelling abroad:
If an accident occurs:
If you have subscribed to CASCO Roadside Assistance service, you will have to ask for roadside assistance.
Anti-theft devices and equipment
Taking care of the safety of the customers’ cars, we evaluate the car’s anti-theft devices and equipment before purchasing the CASCO insurance policy.
When insuring a vehicle, you must have two keys with factory immobilizer and two alarm controls. The alarm must have sound and light signals; it has to react to the opening of donors, bonnet, as well as the trunk.
For certain makes and models, as well as for exclusive and expensive cars we might ask to install an additional anti-theft device, for example, the secret switch, additional immobilizer, radio observation/search system.
Additional information on the requirements of the alarm system can be acquired by calling the BTA Customer Support Service at 5 68 68 668 or contacting us by any other means more convenient for you. The means of communication can be found at the section “Contacts”.
BTA policies can be purchased in the following ways:
In case of a traffic accident, act as follows:
In case of vehicle theft or other illegal activities of third parties, for example, stolen mirrors of a vehicle, do as follows:
In case of other misfortune or if you need help on the road, contact BTA Customer Support Service at (+372) 5 68 68 668 as soon as possible in order to inform about the accident, receive instructions for further actions, as well as to claim the insured event.